Short answer: Exchange lists 12 general contractors and builders in Victoria, all in metropolitan Melbourne, with half of them in the western suburbs of Hoppers Crossing, Point Cook, Tarneit and Kings Park. Builders are registered by the Building and Plumbing Commission, which began operating on July 1, 2025. Domestic building work under a contract worth more than $10,000 must be carried out by a registered builder. For eligible contracts signed from July 1, 2026, work over $20,000 must be covered by the Commission's Home Warranty insurance. The deposit is capped at 5% of a contract price of $20,000 or more.
Regulator
The BPC, operating since July 1, 2025. It took over the work of the VBA, Domestic Building Dispute Resolution Victoria and the domestic building insurance arm of the VMIA.
Governing law
Building Act 1993, Building Regulations 2018 and Domestic Building Contracts Act 1995.
Who must be registered
Anyone carrying out domestic building work under a major domestic building contract, meaning work over $10,000 (Building Act s 169F). Penalties reach 500 penalty units for individuals and 2,500 for companies.
Insurance
Contracts signed from July 1, 2026 need Home Warranty from the BPC for eligible work over $20,000 on buildings of up to three storeys, with cover capped at $400,000. Earlier contracts needed domestic building insurance for work over $16,000.
Deposit cap
5% of a contract price of $20,000 or more, and 10% below $20,000 (Domestic Building Contracts Act s 11). Regulations will replace these limits once the 2025 amending Act starts, no later than December 1, 2026.
Codes in force
The NCC 2025 was adopted on May 1, 2026, with design work that had already started allowed to continue under the earlier standards. NCC 2022 energy efficiency (7-star) rules have applied since May 1, 2024.
Payment deadlines
Under the Security of Payment Act, a payment schedule is due within 10 business days of a claim. A contract cannot push a progress payment later than 20 business days after the claim. The Act does not cover a homeowner's domestic building contract.
Who registers and regulates builders in Victoria?
The Building and Plumbing Commission registers builders in Victoria and regulates their work. It was set up on July 1, 2025 as a single regulator for the building and plumbing industries. It brought together three bodies: the Victorian Building Authority, DBDRV, and the domestic building insurance arm of the VMIA. The BPC registers and licenses builders and plumbers, runs domestic building insurance, inspects and audits work, and offers a free service for domestic building disputes.
The rename is not yet complete in the statute book. The current Building Act 1993 still establishes the regulator as the Victorian Building Authority, and the Domestic Building Contracts Act 1995 still establishes DBDRV. The BPC exercises those powers in the meantime. The Building and Plumbing Administration and Enforcement Act 2026 will formally establish the Commission. Parliament passed it on May 12, 2026, it received Royal Assent on May 19, 2026, and it is expected to commence by December 1, 2027 at the latest. It will add a broader infringement notice regime, improvement notices, civil penalties and, in the most serious cases, wider personal liability for directors.
The registration rules sit in Part 11 of the Building Act. Section 169F says a person must not carry out domestic building work under a major domestic building contract unless they are a registered builder or a licensed building employee. The maximum penalty is 500 penalty units for an individual and 2,500 for a company. Section 169A separately makes it an offence for an unregistered person to represent or imply that they can carry out that work. Under section 169G, a building company must have at least one director registered in the relevant category and class.
Schedule 9 of the Building Regulations 2018 sets out the classes. A domestic builder (unlimited) can manage and coordinate all parts of domestic building work, and the BPC can attach conditions that limit the registration, for example to Class 1 and 10 buildings only. There are also many limited classes, each confined to one type of work. One is directly relevant to most of the firms listed on this page: domestic builder (limited to bathroom, kitchen and laundry renovation). Others cover carpentry, framing, footings and slabs, roof tiling, waterproofing, and re-stumping and re-blocking. Commercial builders hold commercial builder (unlimited) registration or a class limited to low-rise or medium-rise construction, fit-out, steel erection or another specialty.
Which registrations, permits and insurance apply to building work in Victoria?
Registration / permit / cover
Issued by
Who needs it
Key threshold or rule
Domestic builder (unlimited) registration
Building and Plumbing Commission
Builders managing whole homes, extensions and multi-trade renovations
Required for domestic building work under a major domestic building contract (over $10,000); a technical referee report is part of the application
Domestic builder (limited) registration
Building and Plumbing Commission
Specialists, including bathroom, kitchen and laundry renovators
Authorises only the class of work named, such as kitchen and bathroom renovation, carpentry or waterproofing
Commercial builder registration
Building and Plumbing Commission
Builders named on permits for non-domestic work
Generally required where non-domestic work over $10,000 needs a building permit (Building Act s 24B and reg 36B); unlimited, low-rise, medium-rise and specialty classes
Home Warranty insurance
Building and Plumbing Commission (sole provider)
The builder, on the owner's behalf
Eligible contracts signed from July 1, 2026 for work over $20,000 on buildings of up to three storeys; up to $400,000 in total assistance
Building permit
Municipal (council) or private building surveyor
Owner, for almost all building work
Building Act s 16 bars work without a permit in force; it is issued only after a notice of cover for insurable domestic work
Owner-builder certificate of consent
Building and Plumbing Commission
Owners acting as their own builder
Needed when the domestic building work costs more than $20,000 (Building Act s 25B)
How do I check a builder in Victoria before I sign?
7 checks, in order, using the Victorian registers and rules described on this page:
Search the BPC's Find a practitioner tool for the builder and any company name. Confirm that the registration is current and that its category and class cover your job. A kitchen and bathroom (limited) registration does not cover an extension.
Ask to see the builder's BPC photo ID card. The BPC issues one to every registered individual practitioner, and it shows the registration category.
Search the BPC's disciplinary and compliance registers for actions under the Building Act 1993, the Building Regulations 2018 or the Domestic Building Contracts Act 1995.
For work over $10,000, insist on a written major domestic building contract. Make sure you get the Domestic Building Consumer Guide before you sign, as section 29A of the Domestic Building Contracts Act requires.
Check that the deposit does not exceed 5% of a contract price of $20,000 or more, or 10% of a smaller price, and that the progress payments match the stage limits in section 40.
On eligible work over $20,000, make sure the BPC issues a Notice of Cover for Home Warranty. The builder must pay the premium within 10 business days of signing or before work starts, whichever is earlier.
Appoint the building surveyor yourself, or apply to your council. Under section 78(1A) of the Building Act, your builder must not appoint a private building surveyor on your behalf.
What deposit and payment limits apply to a domestic building contract in Victoria?
Under section 11 of the Domestic Building Contracts Act 1995, a builder may take a deposit of no more than 5% of a contract price of $20,000 or more, or 10% of a smaller price, before work starts. A builder who demands or receives more faces up to 100 penalty units, and the owner may avoid the contract unless the Victorian Civil and Administrative Tribunal (VCAT) considers that unfair.
A major domestic building contract is a domestic building contract under which the builder will receive more than the amount fixed by regulation. Consumer Affairs Victoria gives that amount as $10,000, and it applies even where the client is an owner-builder. Part 3 of the Act adds protections for these contracts. Section 34 gives the owner 5 clear business days after receiving a signed copy to withdraw. The builder may keep only $100 plus out-of-pocket expenses the owner approved. There is no cooling-off period if the owner had a lawyer check the contract first, or had already signed a substantially identical contract with the same builder.
Section 40 limits progress payments to stages. On a contract covering all stages, the builder can claim no more than 10% at base stage, 15% at frame stage, 35% at lock-up and 25% at fixing. A contract to lock-up is limited to 20% at base and 25% at frame. A contract to fixing is limited to 12% at base, 18% at frame and 40% at lock-up. The Act defines each stage. For example, frame stage means the frame is complete and approved by a building surveyor, and lock-up means the external cladding, roof covering, flooring, external doors and windows are fixed.
These rules are about to change. The Domestic Building Contracts Amendment Act 2025 received Royal Assent on September 16, 2025, and its remaining provisions commence on proclamation or on December 1, 2026 at the latest. It replaces the fixed 5% and 10% deposit limits with percentages set by regulation, and extends basic document requirements to all domestic building contracts. It also creates a single process for variations and limits cost escalation clauses to contracts of $1 million or more, with a cap of 5% of the price. The government's proposed amending regulations, which set the new deposit limits and payment stages, closed for comment on September 16, 2026. Check which rules apply on the day you sign.
What insurance must a Victorian builder take out, and what does it cover?
For eligible contracts signed on or after July 1, 2026, the builder must buy Home Warranty insurance from the BPC on the owner's behalf. The BPC is now the only provider, and the private market for domestic building insurance has closed. Home Warranty is the mandatory insurance scheme that covers incomplete, defective or non-compliant domestic building work. It applies to eligible projects worth more than $20,000 on homes and residential buildings of up to three storeys, and provides up to $400,000 in total assistance per home.
The old domestic building insurance (DBI) paid out only if the builder died, disappeared or became insolvent. Home Warranty also responds when a builder cannot or will not complete or fix the work. It covers major defects for up to 6 years after completion and other defects or non-compliant work for up to 2 years. Related costs can include lost deposits where work has not started, accommodation, removal and storage, and securing an incomplete site. Minor cosmetic differences from the plans are not covered. Cover starts on the earliest of three events: payment of the premium, the start of work, or the signing of the contract. The owner receives a Notice of Cover once the BPC accepts the premium.
The certificate is also a permit gate. Section 24A of the Building Act stops the building surveyor issuing a permit for work under an insurable domestic building contract until a notice of cover has been issued. Contracts signed up to June 30, 2026 keep their existing DBI policies on the original terms, and those policies do not move to Home Warranty. Under the old scheme, cover was required for work over $16,000, and a builder could not take a deposit until the owner had the certificate.
Builders are now assessed against the BPC's Minimum Financial Requirements, which replaced DBI eligibility. These set a Maximum Construction Capacity, meaning the total value of domestic building work a builder can carry out at one time. Builders who held an active DBI letter of eligibility on June 30, 2026 moved across automatically.
When is a building permit required in Victoria, and who issues it?
Under section 16 of the Building Act 1993, building work needs a building permit before it starts, unless the regulations exempt it. The owner of the land must make sure a permit has been issued and is in force. Breaches carry up to 500 penalty units for an individual and 2,500 for a company. For a renovation, ask the building surveyor early whether your scope needs a permit, because the surveyor decides.
Permits are issued by a relevant building surveyor, the registered surveyor responsible for assessing the permit application, inspecting the work and issuing the occupancy permit or certificate of final inspection. Owners across Melbourne can choose either the municipal building surveyor at their council or a private building surveyor, but a project can have only one. A council surveyor needs no formal appointment because the owner simply applies to the council. A private surveyor must be appointed by the owner or the owner's written agent and must notify the council within seven days of appointment. Section 79 bars a private surveyor from acting on a project they designed or have a financial interest in.
The process runs through the councils that cover the listed firms. Ten of the twelve are in suburbs outside central Melbourne, so most of their permit work goes through suburban councils such as Wyndham City Council in the west. The council still issues a report and consent wherever a design departs from the siting rules in Part 5 of the Building Regulations 2018. For example, regulation 73 requires council consent for a new house set back more than one-third of the block's depth. Wyndham's building page notes that its planning scheme's siting controls apply where they conflict with the building regulations. It also says rainwater tanks over 4,500 litres need a planning permit under clause 62.02-2 of the Wyndham Planning Scheme. A protection-of-adjoining-property notice is needed before a permit is issued if the work may affect a neighbour.
Once the permit is issued, the surveyor must inspect the work at each mandatory notification stage. A mandatory notification stage is a point in the work, fixed by regulation 167, at which the builder must tell the surveyor the work is ready for inspection. The stages are before placing a footing, before pouring any in-situ reinforced concrete member the permit names, at completion of the frame, at any stage named for fire and smoke-resisting elements, and at final completion. Work over $1.5 million on certain building types in non-regional Victoria now also pays a new component of the building permit levy, which runs until June 30, 2029.
An owner-builder is an owner who carries out domestic building work on their own land as the builder. Under section 25B of the Building Act, an owner-builder needs a BPC certificate of consent if the work costs more than $20,000. If they then sign a major domestic building contract with someone else for any of that work, that person must be a fully registered builder.
Which building codes apply in Victoria right now?
Victoria adopted the National Construction Code 2025 on May 1, 2026. The Building Act 1993 and the Building Regulations 2018 give the NCC legal force, with Victorian variations set out in the code's Victoria appendices. Projects whose design work had already started can continue under the standards in place when they began. Victoria also kept May 1, 2026 as the start date for lead-free plumbing products, although the national date is May 1, 2028.
The NCC 2022 energy efficiency and condensation rules began in Victoria on May 1, 2024. They include the 7-star minimum for new homes and a whole-of-home energy budget covering fixed appliances such as heating, cooling, hot water and lighting. The NCC 2022 livable housing design requirements started on the same date. Victorian apartments (Class 2) have also been subject to the Victorian Apartment Standards since 2017.
New Class 1b, 2 and 3 buildings will need a building manual from February 1, 2027. The owner or owners corporation must keep it and update it each year. The Building Regulations 2018 are themselves amended often: the authorised version in force on November 2, 2026 took effect on October 27, 2026, so ask your designer and surveyor which version their documents rely on.
How does bushfire risk affect building on Melbourne's fringe?
Parts of outer Melbourne are in designated bushfire prone areas, and new homes there must be built to at least BAL-12.5. A bushfire attack level is the rating under AS 3959:2018, Construction of buildings in bushfire-prone areas, that grades a site's expected exposure to ember attack, radiant heat and flame. The Building Regulations 2018 apply that standard through the NCC. The ratings run from BAL-LOW through BAL-12.5, BAL-19, BAL-29 and BAL-40 to BAL-FZ, the flame zone, where heat flux exceeds 40 kW/m².
The Department of Transport and Planning designates bushfire prone areas, not councils. Outer metropolitan councils such as Cardinia Shire tell owners to get a BAL assessment before they start designing a new home. Cardinia also notes that the minimum is BAL-12.5 unless the Building Appeals Board supports a modification sought by the private building surveyor.
Land at extreme risk is usually also in a Bushfire Management Overlay under the planning scheme. That means a planning permit is needed as well as a building permit. Under regulation 156, where the planning scheme or a planning permit site assessment has already fixed the site's BAL, the relevant building surveyor must accept it. A higher BAL changes glazing, cladding, decking and sub-floor details and adds cost, so ask your builder to price to the assessed BAL.
How are payment disputes and building defects resolved in Victoria?
Homeowners and builders must try the BPC's free dispute resolution service before going to VCAT, while subcontractors use the Security of Payment Act. Under section 56 of the Domestic Building Contracts Act, a party to a domestic building work dispute cannot apply to VCAT without a certificate of conciliation. That certificate comes from DBDRV's chief dispute resolution officer and states that the dispute was unsuitable for conciliation or was not resolved by it. Applications for an injunction are the exception. The BPC describes the service as impartial conciliation, with binding dispute resolution orders or VCAT as the next steps.
The BPC can also act without a dispute. Since July 1, 2026, it can issue rectification orders requiring builders, subcontractors and developers to fix poor work. It can do this at any time during construction and for up to 10 years after practical completion.
The Building and Construction Industry Security of Payment Act 2002 governs payments in the contracting chain. Under section 7(2)(b), it does not apply to a domestic building contract between a builder and a building owner, unless the owner is in the business of building homes. A homeowner cannot be pursued under it, but subcontractors and suppliers working for the builder can use it. Amendments in force since April 15, 2026 strengthened the regime. Section 12(1B) makes any contract term void to the extent that it delays a progress payment beyond 20 business days after a payment claim. The old excluded-amounts rules have gone. Under section 15, a respondent who does not serve a payment schedule within 10 business days, or sooner if the contract requires, becomes liable for the full claimed amount. Section 12A gives an unpaid claimant a lien over unfixed plant and materials it supplied, after serving a notice.
What do Exchange listings show about general contractors in Victoria?
Exchange lists 12 general contractors and builders in Victoria as of , spread across 9 cities and suburbs. The largest cluster is Melbourne with 2 of the 12 listings. 12 of the 12 listings link to a company website. Across every trade, Exchange holds 113 live listings in Victoria, and general contracting is the number 2 trade by listing count there.
General contractors and builders on Exchange in Victoria, by city
City
Listings
Melbourne
2
Hoppers Crossing
2
Kings Park
2
Heidelberg West
1
Point Cook
1
Tarneit
1
Moorabbin
1
Frankston
1
Hampton East
1
Source: Exchange directory data, counted from live published listings on . Counts include firms that list general contracting as a secondary category. Counts change as firms join or update their listings; the live list below this guide is always current.
What has changed recently, or is about to change, for general contractors in Victoria?
Last reviewed against the primary sources listed below. Dates are effective dates unless marked otherwise.
— Proposed: The latest date for the remaining provisions of the Domestic Building Contracts Amendment Act 2025 to commence. The Act is passed but not yet in force. Deposit limits and payment stages will move into regulations, and the draft regulations closed for comment on September 16, 2026.
— In force: Home Warranty replaced domestic building insurance for eligible contracts over $20,000, with the BPC as the only provider and cover up to $400,000. BPC rectification orders also commenced.
— In force: Victoria adopted the National Construction Code 2025, with transition for projects whose design had already started, and required lead-free plumbing products.
— In force: Security of Payment Act amendments from the Building Legislation Amendment (Fairer Payments on Jobsites and Other Matters) Act 2025 commenced. Progress payments now cannot be delayed beyond 20 business days after a claim.
— In force: The Building and Plumbing Commission began operating, combining the VBA, DBDRV and the VMIA's domestic building insurance arm.
Where can I verify a licence and check the source in Victoria?
Every figure and rule on this page can be checked against the primary source. These are the offices that publish them. Confirm current requirements directly before you rely on any of them:
How do I check that a builder is registered in Victoria?
Search the Building and Plumbing Commission's Find a practitioner tool for the builder's name and any company name, and confirm the registration is current. Check that its class covers your job, because a limited class such as kitchen, bathroom and laundry renovation does not cover an extension. Ask to see the builder's photo ID card, and check the Commission's disciplinary register before you sign.
How much deposit can a Victorian builder ask for?
Under section 11 of the Domestic Building Contracts Act 1995, a builder can take no more than 5% of a contract price of $20,000 or more, or 10% of a smaller price, before work starts. Charging more is an offence, and the owner may be able to avoid the contract. From no later than December 1, 2026, regulations will set the limits instead, so check the rules on the day you sign.
Does my renovation need Home Warranty insurance?
For eligible domestic building contracts signed on or after July 1, 2026, the builder must buy Home Warranty from the Building and Plumbing Commission if the work is worth more than $20,000 and the building has no more than three storeys. The Commission is the only provider. It covers incomplete, defective or non-compliant work up to $400,000 per home, and you should receive a Notice of Cover.
Can my builder choose the building surveyor for my project?
No. Under section 78(1A) of the Building Act 1993, a builder under a major domestic building contract must not appoint a private building surveyor on the owner's behalf, and a surveyor must not accept that appointment. You can appoint a private surveyor yourself, or give written authority to an agent such as your architect. You can also apply to your council's municipal building surveyor instead.
Can I be an owner-builder in Victoria?
Yes, but you need a certificate of consent from the Building and Plumbing Commission if the domestic building work costs more than $20,000, under section 25B of the Building Act 1993. If you then hire someone under a major domestic building contract for any part of the work, that person must be a fully registered builder. You still need a building permit and inspections.
Can I cancel a building contract after signing it in Victoria?
For a major domestic building contract over $10,000, you can withdraw within 5 clear business days of receiving a signed copy by giving the builder written notice. The builder may keep only $100 plus approved out-of-pocket expenses. The cooling-off right does not apply if a lawyer reviewed the contract before you signed, or if you had already signed a substantially identical contract with that builder.
What happens if my builder will not fix defective work?
Start with the Building and Plumbing Commission's free domestic building dispute resolution service. You cannot take a domestic building dispute to VCAT without a certificate of conciliation from that service. For contracts signed from July 1, 2026, Home Warranty can respond when a builder cannot or will not fix the work. The Commission can also order builders to fix poor work for up to 10 years after completion.